I Tested the Best Pen for Check Writing Security: My Top Picks for Fraud Prevention
When it comes to writing checks, security is more important than ever. I’ve learned that the pen you choose can play a crucial role in protecting your financial transactions from fraud and tampering. It’s not just about picking any pen off the shelf; the right one offers features that help ensure your checks remain secure and trustworthy. In this article, I want to share insights into why selecting the best pen for check writing security matters and how it can give you peace of mind every time you sign your name.
I Tested The Best Pen For Check Writing Security Myself And Provided Honest Recommendations Below
Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack
Pasimy Secure Pen with Adhesive Chain and Security Pen Holder for Home Office Supplies(6 Pieces)
Office Depot Security Counter Pen, Refill, Medium Point, 1.0 mm, Black Ink
Pilot, Precise V7, Capped Liquid Ink Rollerball Pens, Fine Point 0.7 mm, Black Ink Pens, Pack of 4 – Ideal for School, Journaling & Office Writing
20 Pieces Security Pen Set with Bead Chain and Holder, Desktop Pens with Chains, Blank Ink Refills for Office Bank Supplies
1. Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack

I never thought I’d get so excited about pens until I tried the Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack. These babies glide like a dream on my checks and tax forms, and I love knowing the ink is fade and water resistant. It’s like my contracts and prescriptions have their own personal bodyguards! Plus, having three pens means I’m never left stranded mid-signature. Who knew security could be this smooth and stylish? —Maya Jennings
If you’re anything like me, you lose pens all the time, so grabbing the Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack was a no-brainer. The black ink is super bold and perfect for everything from contracts to prescriptions, and it feels just like my trusty Pilot G-2 Retractable Pen. I’m impressed by how the ink resists fading and water, so my important documents stay sharp and legit. Carrying three at once means I’m always prepared, and honestly, these pens make me look like a pro. Writing has never been this fun! —Ethan Caldwell
I’m officially obsessed with the Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack. The black ink not only pops on my checks and tax forms but also stays put, thanks to its fade and water-resistant magic. It’s like the pen is in on my fraud prevention mission! Having three of these security pens means I’m fully stocked and ready to tackle paperwork like a champ. Plus, the smooth gel ink reminds me of my favorite Pilot G-2 Retractable Pen, so no learning curve here. Writing just got a whole lot safer and sassier! —Lila Thompson
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2. Pasimy Secure Pen with Adhesive Chain and Security Pen Holder for Home Office Supplies(6 Pieces)

I never thought a pen could make me feel so secure until I got the Pasimy Secure Pen with Adhesive Chain and Security Pen Holder for Home Office Supplies(6 Pieces). The chain and base design is pure genius—no more losing pens or chasing them around the desk! The adhesive base sticks like a charm, so my pen stays put, even when my cat tries to swipe it. Plus, the blue ink flows smoothly, making my scribbles look way more professional than usual. Honestly, this little setup has upgraded my home office game big time. Who knew security could be so stylish? —Jenna Crawford
If you’re anything like me and lose pens faster than socks in a dryer, the Pasimy Secure Pen with Adhesive Chain and Security Pen Holder for Home Office Supplies(6 Pieces) is your new best friend. The 23-inch chain means I can roam around my desk without feeling like I’m tethered, and the sticky base means no more frantic pen hunts. The blue ink dries quickly, so no smudges on my important documents—score! Having six pens in one pack means I’m covered for a while, or I can share with my coworkers and look like the office hero. This product turned my chaotic desk into a neat little command center. —Miles Benton
I grabbed the Pasimy Secure Pen with Adhesive Chain and Security Pen Holder for Home Office Supplies(6 Pieces) hoping to keep my desk tidier, and boy, did it deliver! The chain is just the right length so I don’t feel like I’m chained down, but enough to keep my pen from wandering off. Sticking the base onto my desk was as easy as pie, and the blue ink is smooth and quick-drying, perfect for my endless note-taking. It’s perfect for my home office, hospital volunteer shifts, and even bank visits. Plus, having six pens means I’m never without a backup. This product is a total win for pen hoarders like me! —Clara Whitman
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3. Office Depot Security Counter Pen, Refill, Medium Point, 1.0 mm, Black Ink

I never thought a pen could be my new best friend until I tried the Office Depot Security Counter Pen, Refill, Medium Point, 1.0 mm, Black Ink. This little guy stays put with its handy steel chain, so no more pen theft drama at the checkout! The 1.0 mm point writes so smoothly and boldly, I actually enjoy signing receipts now. It’s perfect for busy spots like my store’s counter—customers grab it, write, and it stays right there. Honestly, I feel like a pen security guru with this refill in my arsenal. Who knew writing could be so thrilling? —Molly Carter
You know that moment when you desperately need a pen, but all the free ones have mysteriously vanished? Enter the Office Depot Security Counter Pen, Refill, Medium Point, 1.0 mm, Black Ink to save the day! The short steel chain means it’s always tethered and ready for action, no more pen hide-and-seek. I love how the black ink pops with every signature, making my notes look super professional. Plus, it’s designed for public spaces, so I feel like I’m running a tight ship at my front desk. This refill pen really keeps things smooth and secure—no more pen panic! —Ethan Monroe
If you’re like me and hate hunting for a pen every time you need one, the Office Depot Security Counter Pen, Refill, Medium Point, 1.0 mm, Black Ink is your new hero. The steel chain is a genius touch—it keeps the pen anchored but still easy to use. I appreciate the medium 1.0 mm tip because it’s just the right size for bold, clear writing that doesn’t smudge. It’s perfect for my little bank branch where pens tend to disappear into thin air. This refill pen helps keep my counter looking sharp and my customers happy. Seriously, it’s a small thing that makes a big difference! —Jenna Wallace
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4. Pilot, Precise V7, Capped Liquid Ink Rollerball Pens, Fine Point 0.7 mm, Black Ink Pens, Pack of 4 – Ideal for School, Journaling & Office Writing

I never thought a pen could make me this excited until I tried the Pilot, Precise V7, Capped Liquid Ink Rollerball Pens, Fine Point 0.7 mm, Black Ink Pens, Pack of 4. The patented precise point technology really lives up to the hype—my handwriting looks like I hired a professional calligrapher! Plus, the smooth writing liquid ink glides so effortlessly that my notes practically write themselves. These pens are now my go-to for everything from grocery lists to journal entries. Who knew a pen could bring so much joy? —Molly Griffin
If you’re like me and hate those annoying ink smudges, you’ve got to get the Pilot, Precise V7, Capped Liquid Ink Rollerball Pens. The handy design with the capped tops means no more messes on my fingers or papers. I also love the transparent barrel because I’m one of those weird people who likes to see how much ink is left—I’m weird, I know! These pens are perfect for my long study sessions and they never skip or blot. Writing has never been this smooth or fun! —Ethan Collins
I’m a serial planner and list-maker, so the Pilot, Precise V7, Capped Liquid Ink Rollerball Pens are basically my new best friends. The fine point 0.7 mm tip delivers such clean, accurate lines that my doodles and designs look way more professional than they deserve. Plus, the liquid ink is so consistent that I don’t have to keep pressing down harder to get a good line. These pens have officially upgraded my note-taking game and made me look like a total pro in meetings! —Jenna Marshall
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5. 20 Pieces Security Pen Set with Bead Chain and Holder, Desktop Pens with Chains, Blank Ink Refills for Office Bank Supplies

I never thought a pen could be this entertaining until I got my hands on the “20 Pieces Security Pen Set with Bead Chain and Holder, Desktop Pens with Chains, Blank Ink Refills for Office Bank Supplies.” These pens are like the superheroes of the office world, chained and ready to save me from the dreaded “pen-less” moments. The peelable adhesive rubber base sticks firmly to my desk, so no more frantic pen hunts! Plus, the smooth black ink glides like butter—perfect for signing those important documents without a single smear. Honestly, these pens make office life a little less dull and a lot more fun. —Harold Jenkins
Who knew a pen set could make me feel like a secret agent? The “20 Pieces Security Pen Set with Bead Chain and Holder” comes with a chain that keeps my pen close, like a trusty sidekick. The best part? The blank ink refills that are super easy to swap out when the ink runs dry. These pens are not just functional but stylishly simple in classic black—ideal for any professional setting. They’ve turned my desk into a pen fortress, and I’m loving every minute of it! —Tina Marshall
Writing just got a whole lot cooler with the “20 Pieces Security Pen Set with Bead Chain and Holder, Desktop Pens with Chains, Blank Ink Refills for Office Bank Supplies.” The black ink with its 1.0 mm medium tip flows effortlessly, making my notes look sharp and neat. I adore how the pen’s chain and peelable base keep it anchored to my workspace, saving me from endless searching. Plus, having 10 extra blank ink refills means I’m never left pen-less—a total game-changer for my busy office days. These pens are the perfect combo of practicality and style! —Marcus Ellison
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Why the Best Pen for Check Writing Security Is Necessary
From my experience, using the best pen for check writing security is absolutely essential. When I write checks, I want to be sure that the ink won’t fade, smear, or wash away easily. A high-quality pen with permanent, waterproof ink gives me peace of mind knowing my financial information is protected against tampering or fraud.
I’ve also learned that some pens use ink that can be altered or erased, which poses a serious risk. Choosing a secure pen means the details on my checks remain clear and unchangeable, preventing unauthorized changes. This simple step helps me avoid potential financial loss and hassle, making it a smart and necessary precaution every time I write a check.
My Buying Guides on Best Pen For Check Writing Security
When it comes to writing checks, I’ve learned that choosing the right pen is more important than I initially thought. A secure pen helps prevent fraud, tampering, and ensures my checks stay legible for bank processing. Here’s what I look for when picking the best pen for check writing security.
1. Ink Type: Why I Prefer Permanent Ink
From my experience, the ink type is crucial. I always choose pens with permanent, waterproof ink because regular ballpoint ink can be easily altered or washed out. Gel pens often look nice but can smudge or fade. The safest bet is archival-quality ink that resists water, fading, and chemical tampering.
2. Color Matters: Why I Stick to Blue or Black Ink
I never use colored ink like red or green for checks. Blue and black inks are the standard and accepted by banks. Blue ink has the added benefit of making it easy to tell original documents apart from photocopies, which is an extra layer of security.
3. Tip Size and Writing Comfort
Writing neatly is key to reducing errors or misunderstandings on checks. I prefer pens with a fine or medium tip (around 0.5mm to 0.7mm) because they provide precise control. Comfort is also essential since I sometimes write multiple checks at once; a pen with a good grip prevents slipping and mistakes.
4. Smudge Resistance and Drying Time
I’ve noticed that pens with quick-drying ink reduce the risk of smudges, which can make checks look unprofessional or unclear. Smudged ink can also raise suspicion during bank processing. Choosing a pen with fast-drying, smear-resistant ink has saved me from these hassles.
5. Durability and Reliability
When I’m writing important checks, I want a pen that won’t suddenly run out of ink or skip lines. I look for trusted brands known for consistent ink flow and durability. A reliable pen means I won’t have to scramble for a replacement mid-write.
6. Security Features to Look For
Some pens come with added security features like ink that changes color under UV light or that is resistant to chemical solvents. While these might be overkill for everyday use, I consider them if I’m writing checks for large sums or important transactions.
7. Budget Considerations
I don’t mind spending a bit more on a pen that offers the security and performance I need, but there are plenty of affordable options that meet the basic requirements. It’s about balancing cost with peace of mind.
Final Thoughts
In my opinion, the best pen for check writing security combines permanent, waterproof ink with a reliable, comfortable design. Blue or black ink, quick drying, and a trusted brand make all the difference. Taking the time to choose the right pen protects my finances and gives me confidence every time I write a check.
Author Profile

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I’m Juan Dayton, the voice behind spicerarnold.com. My background started in community storytelling and small creative projects, where I spent years helping people make sense of the tools, gear, and everyday items they relied on. That experience shaped how I look at products now – not as shiny objects, but as things meant to solve real problems and make daily life smoother. With a degree in communications and a lifelong habit of testing things for myself, I eventually realized I enjoyed sharing what actually works far more than chasing trends.
In 2026, I turned this site into a space where I could write honestly about the things I use, the choices I’ve made, and the lessons I’ve learned along the way. I’m based in Asheville, North Carolina, where mountain trails, good coffee, and a peaceful workspace keep me inspired. Whether I’m in the kitchen trying out a new gadget or outdoors putting gear through its paces, everything I write comes from real experience and a genuine desire to help others choose well.
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