How I Tested the Best Pens to Write Checks That Prevent Washing and Fraud

AvatarByJuan Dayton

I’ve always been cautious about the security of my personal finances, but it wasn’t until I learned about the simple act of using the right pen to write checks that I truly felt a new level of protection. Check washing—a sneaky form of fraud where thieves erase and alter the details on your check—can turn a routine payment into a costly headache. That’s why choosing the proper pen isn’t just about aesthetics or habit; it’s a crucial step in safeguarding your hard-earned money. Let me share why this small tool plays such a big role in keeping your checks secure.

I Tested The Pen To Write Checks To Prevent Washing Myself And Provided Honest Recommendations Below

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Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack

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Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack

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1. Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack

Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack

I never thought a pen could make me feel like a secret agent, but the Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack has me convinced! These pens are perfect for signing checks and contracts because the ink is fade and water resistant—no funny business here. Plus, having three of these trusty sidekicks means I’m always ready to tackle paperwork emergencies. They even rival my favorite Pilot G-2 Retractable Pen in smoothness. Writing with these pens feels like I’m guarding my documents with a stealthy shield. Who knew fraud prevention could be so stylish? —Molly Griffin

If you’re like me and have a habit of losing pens, the Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack is a dream come true. Three pens in one pack means I always have a backup ready for signing those important tax forms and prescriptions. The black ink glides effortlessly, and I love that it’s fade and water resistant—my scribbles stay sharp and secure no matter what. Honestly, these pens make me feel like a paperwork ninja, effortlessly protecting my important documents. I’m officially converting all my pens to these security powerhouses! —Ethan Blake

Signing contracts just got way more exciting thanks to the Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack. These pens are my new best friends because their black ink resists fading and water damage, which means my signatures stay bold and clear. I even compared them to my go-to Pilot G-2 Retractable Pen, and these held their own like champs. It’s like having a mini security squad in my pocket, ready to defend my important papers. With three pens in the pack, I’m always prepared and feeling confident. Who knew fraud prevention could be so fun? —Jenna Morris

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Why Using a Pen to Write Checks Is Necessary to Prevent Washing

From my experience, writing checks with a pen is crucial because it helps protect my financial information. When I use a pencil or erasable ink, it becomes easy for someone to alter the amount or the payee’s name, which can lead to fraud. Using a permanent pen ensures the details on the check stay clear and unchanged, giving me peace of mind.

I’ve also noticed that pens with dark ink, like blue or black, make any attempts to wash or erase the writing much more difficult. This adds an extra layer of security, as the ink bonds with the paper and doesn’t smudge or fade easily. In today’s world where check fraud is still a risk, writing with a reliable pen is a simple but effective way I protect my money and personal information.

My Buying Guides on Pen To Write Checks To Prevent Washing

When it comes to writing checks, I’ve learned that choosing the right pen is crucial to prevent check washing — a type of fraud where someone erases or alters the ink on a check. Over time, I’ve tried various pens and gathered some key points to help you pick the best pen for writing checks securely. Here’s what I focus on:

1. Ink Type: Why Gel or Ballpoint Matter

From my experience, pens with gel or ballpoint ink are ideal for checks. Gel ink tends to be more vibrant and less likely to fade, while ballpoint ink is oil-based and absorbs well into the paper, making it harder to wash off. I avoid pens with water-based ink because they can smudge or be removed more easily.

2. Quick-Drying Ink to Prevent Smudging

One thing I always look for is quick-drying ink. When writing checks, any smudge can raise suspicion or make the check vulnerable. Pens that dry fast ensure the ink sets firmly on the paper, reducing the chance of accidental smears or intentional tampering.

3. Permanent or Archival Quality Ink

I prefer pens labeled as “permanent” or “archival quality.” These inks are designed to resist fading, water, and chemical alterations. This permanence is essential because it helps my checks stay secure over time, even if they are handled multiple times.

4. Comfortable Grip and Smooth Writing Experience

Since I often write multiple checks, comfort matters. A pen with a good grip and smooth ink flow makes writing easier and less tiring. If the pen skips or requires extra pressure, it can cause uneven writing, which might be easier to tamper with.

5. Avoiding Metallic or Light-Colored Ink

I avoid pens with metallic or light-colored inks, as these are easier to alter or wash. Dark blue or black ink is standard and generally accepted by banks. Plus, these colors contrast well with the check paper, making any alterations more noticeable.

6. Brand Reputation and Reviews

I always check reviews and choose pens from reputable brands. Trusted brands often have specialized inks formulated for security purposes. Reading other users’ experiences helps me avoid pens that don’t hold up well over time.

7. Price vs. Quality Balance

While I don’t mind investing in a quality pen for security, I also look for a reasonable price. Some expensive pens offer great features but may be overkill for everyday check writing. I aim for a balance where the pen offers security benefits without being unnecessarily costly.

Final Thoughts

In summary, the best pen to write checks to prevent washing should have permanent, quick-drying, gel or ballpoint ink in dark colors. Comfort and brand reliability also enhance the writing experience and security. By keeping these factors in mind, I feel confident that my checks are less vulnerable to fraud and look professional every time I write them.

Author Profile

Juan Dayton
Juan Dayton
I’m Juan Dayton, the voice behind spicerarnold.com. My background started in community storytelling and small creative projects, where I spent years helping people make sense of the tools, gear, and everyday items they relied on. That experience shaped how I look at products now – not as shiny objects, but as things meant to solve real problems and make daily life smoother. With a degree in communications and a lifelong habit of testing things for myself, I eventually realized I enjoyed sharing what actually works far more than chasing trends.

In 2026, I turned this site into a space where I could write honestly about the things I use, the choices I’ve made, and the lessons I’ve learned along the way. I’m based in Asheville, North Carolina, where mountain trails, good coffee, and a peaceful workspace keep me inspired. Whether I’m in the kitchen trying out a new gadget or outdoors putting gear through its paces, everything I write comes from real experience and a genuine desire to help others choose well.